Coronavirus and health insurance

WA State Office of the Insurance Commissioner

In general, comprehensive health insurance plans will cover treatment for coronavirus just like any other illness. That’s because health insurers must cover treatment if it’s considered medically necessary.

If you have a short-term limited duration health plan or participate in a health sharing ministry, you may need to check your coverage first.

These types of health coverage do not provide the same level of benefits as comprehensive health insurance plans and may not cover all services, such as lab work.